Pharming can be harder to detect than other types of phishing, but there are still ways to protect yourself from pharming attempts: Once you’re on an imposter site, you could unknowingly submit bank passwords or credit card numbers to someone who is out to steal your identity. The site might be just one letter off, or it might use similar-looking characters to try to fool you, such as replacing a lowercase “l” with the number “1.” When you try to access it, a hacker or piece of malware may direct you to a site with a similar address. You could reach the site through an email or a bad link.īut some pharming attacks are sophisticated enough that they can redirect you to fraudulent sites. In a pharming scam, your browser or computer could be affected without you knowing. One of the latest evolutions in internet scamming, pharming has been called “phishing without a lure.” Pharming is a scam used to direct users to a phony website to get them to divulge personal information. ![]() In general, be cautious of any caller who wants information, money, or access to your computer. Remember that numbers given to you during a call could be unreliable and just another part of the scam.If you think the call may be legitimate, you can always hang up and call the number on the back of your credit card or listed on an official website instead.Be skeptical of anyone who calls asking for personal information.The FBI has a few recommendations to help you avoid vishing attacks: Scammers could also use recorded prompts to get you to share your information. But what they really want is access to usernames, passwords, or other sensitive information.Ĭalls may not even come from a live person. They might ask for remote access to your computer to install the latest version of existing software. They could also direct you to call them for similar reasons.Īnother example of vishing could involve a phone call from someone pretending to be from a legitimate software company. In one version, scammers could call and ask you to verify your account information or tell you that you need to reactivate your credit or debit card. ![]() The word is a combination of “voice” and “phishing.” Vishing is a phone scam used to trick or scare you into sending money, handing over financial information, or allowing remote access to your computer. The FTC also says, “Your phone may have an option to filter and block messages from unknown senders or spam.” You can check how to do it on an iPhone and an Android phone. Consider installing anti-malware software for added security.Make sure your devices and security software are up to date.Doing this helps the company help you and others, as well as investigate the issue(s), and potentially remove the resources the scammer is using more quickly. Screenshot suspicious texts and send them to your financial institution, or whatever company it pertains to, when possible.Always contact your financial institution through the number on the back of your card, or login directly through the financial institution’s website. Never click links or call numbers you don’t recognize. ![]()
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